When you file a claim, the insurance company sends an adjuster. You might think they are there to help you, but their title is often "Staff Adjuster" or "Independent Adjuster" hired by the insurer. Their job is to assess damage, but their allegiance is to the company writing their paycheck.
The Insurance Adjuster
They are trained to interpret the policy in the insurance company's favor. They often look for reasons to deny claims or minimize the scope of work to save money. They handle hundreds of claims and may miss details.
The Public Adjuster (PA)
A Public Adjuster is licensed by the state to represent you, the policyholder. They work for you, not the insurance company.
- They maximize your settlement.
- They handle all negotiations.
- They understand the fine print that insurers use to deny claims.
Think of it this way: If you were being sued, would you use the other side's lawyer? No. You'd hire your own. A Public Adjuster is your advocate in the insurance process. At ClaimFuse, we only work with trusted PAs to ensure you have a fair fight.